Data completeness

Data completeness measures how much of your financial picture keel can actually see and analyse. It's worth 50 points in your health score — and it's the only component active from day one, before anything else has unlocked.

keel can only coach on data it can see. A month with half its transactions uncategorised, or an account that hasn't been imported in weeks, gives keel a foggy picture — and completeness is how that fog shows up in your score.

How it works

Completeness combines two things:

• Transactions categorised (60% of the measure): all transactions with a confirmed category, divided by your total transactions. Anything uncategorised or still waiting in the review queue brings this down.
• Accounts current (40% of the measure): the percentage of your accounts with recent data.

How to improve it

1. Clear the review queue — see reviewing transactions
2. Import recent statements for all your accounts — see importing statements
3. Keep importing regularly, monthly or more often

Why it works this way

Categorisation is weighted more heavily than account recency because it's the part you directly control — reviewing transactions is an action you can take right now, while statement timing partly depends on your bank.

At 50 points, the component is big enough to be worth chasing but never enough to dominate your score. A complete picture matters; it just isn't the whole story.

Good to know

When a month reaches 100% completeness, keel sends a notification that your monthly report is ready to review.

FAQ

My data completeness dropped — what happened? You probably imported new transactions that need reviewing. Clear the review queue and it will recover.