Reviewing your transactions

The Transactions screen is where you manage everything keel has imported. It has two tabs: the Review Queue, which shows transactions that need your attention, and All Transactions, a searchable, filterable view of your full history.

Most transactions are categorised automatically and never need reviewing. The queue only surfaces the ones keel isn't sure about — confirming or correcting them takes seconds, and keel learns from every answer.

How it works

The review queue

The queue groups transactions by what they actually are, in priority order. You only see sections that are relevant to your data.

• Loan receipts — money into an account that isn't income, such as a draw against a loan or finance facility. Surfaced first because misclassifying it as income would inflate your reported earnings. Confirm it's a loan, or tell keel it isn't.
• Debt repayments — money out that pays down a tracked debt, distinct from everyday spending. Confirm or reject.
• Income — money in. Pick an income type (Salary, Rental, Business pre/post-tax, Other) to confirm. Selecting a type confirms the transaction and clears it from the queue.
• Expenses — transactions keel categorised with low confidence or couldn't categorise at all. Each shows keel's suggestion with "Looks right" and "Change" actions. Recurring same-merchant transactions are grouped for bulk confirmation (for example "Daily Overdraft Interest — 28 transactions · £23.40 total"), with a confirmation step before applying. During bulk confirmation you can mark the whole group as business expenses, or add one note that applies to every transaction in the group.
• Transfers — detected movements between your own accounts: credit card payments, savings transfers, internal transfers and pending transfers. Confirm or reject each one. Transfers resolved by a recent import appear in a "Resolved this import" group with Confirm and Undo actions.

Each expense card also has a three-dot menu with "Mark as business expense" — a quick reclassify without opening the full detail page.

Each section shows up to 10 items at first, with a "Show more" button. Completed sections show "All reviewed" with a checkmark. A status card at the top shows how many items need attention, and "All caught up" when the queue is empty.

If you arrive from an import, the queue can be filtered to just that account, with a dismissable banner explaining the filter.

All Transactions

The browse tab shows your full history with composable filters that are always visible as chips on the page — no hidden modal.

You can filter by date range, account, category, type, status, amount, project and a business toggle, search by merchant, note or amount, and save any filter combination as a named view to reload with one tap. Filters live in the address bar, so they survive refresh and work as shareable links. See Filters and saved views for the full detail.

Sorting and grouping

Sort by date (newest or oldest), amount (highest or lowest), or merchant name A–Z. When sorted by date, transactions group by month — the most recent month expanded, older ones collapsed, with each header showing a completeness indicator and the month's total spend. When sorted by amount or merchant, monthly headers wouldn't make sense, so the list shows as one continuous group.

The list loads 50 transactions at a time, with "Show more" fetching the next page.

Why it works this way

The queue splits into sections by transaction kind because deciding "is this income or a refund?" and "is this the right category?" are different mental tasks — grouping them makes review much faster. Saved views are per-person because couples often need different working lenses on the same data.

Good to know

• Refunds appear in the Income section with a "This is a refund" option — see Refunds and returns.
• Interest on a savings account appears in the Income section but with a reduced action set: just "Looks right" plus an escape to the detail page. It doesn't show the income-type picker because interest is already correctly classified as savings growth, and reclassifying it would inflate your income and distort your savings rate.
• Possible duplicate transactions from a re-import appear in the queue with a warning note rather than being silently dropped — see Duplicate transactions.
• Navigating back from a transaction's detail page always returns you to the right tab and restores your scroll position.

FAQ

Why do some transactions show two status badges? A transaction can carry more than one status at once — for example a refund that also needs input shows both chips.

Where did the account filter pills go? When you only have one account, there's nothing to filter by, so the pills are hidden.